Investing is not a one size fits all approach. Some investors prefer a more active approach - that means choosing individual stocks, researching companies, and doing lots of financial analysis. Other investors like a passive style - where you choose funds and invest on autopilot for the long term. ETFs and mutual funds are two […]
Everyone with an internet connection is using AI to better their business or research a new sour dough recipe. But AI has an energy problem. A single ChatGPT query uses about 2.9 watt-hours of energy - roughly 10 times what a Google search takes. Now multiply that by hundreds of millions of users, and you […]
You just opened your first brokerage account and you’re ready to buy a stock. You type in "Apple" and suddenly see four letters staring back at you: AAPL. That's Apple's stock symbol - and no matter what stock you search, every one is going to have a stock symbol. Stock symbols are unique to each […]
Everyone knows AI needs chips. For a while, investment dollars flowed into the companies designing processors - these are the chips that do the "thinking." But every time you ask ChatGPT to make you a new recipe or use an AI system for anything, one thing is crucial: Memory. Why? Imagine AI is the smartest […]
When you get your first, “real” job, it often comes with your first “real” paycheck. You finally start thinking about investing - and the first thing that usually comes up is a 401k. A 401k is an employer sponsored retirement account - you invest part of your paycheck and your employer usually matches it. Most […]
Most investors hear the word "options" and picture a Wall Street trader screaming into a phone. The reality is a lot less dramatic - and a lot more useful. Options are simply contracts that give you the right to buy or sell a stock at a specific price before a specific date. It’s that simple. […]
Most of us grew up being taught the same thing: And once you're making good money, everything will be just fine. But that's not the way it works. There's a difference between earning a good paycheck and actually becoming financially successful. And that gap? That's where financial literacy comes in. Financial literacy means you understand […]
Gold has been around longer than any stock market, any currency, and any central bank. Unlike a stock, it doesn't pay a dividend, and it doesn't produce earnings. And yet, some of the biggest institutions in the world - banks, central banks, private equity firms - keep buying more of it. Why? Gold does something […]
Most people think the only way to make money in the stock market is to buy low and sell high. That's one way - but it's not the only way… Some companies actually pay you - in cash - just for holding their stock. That payment is called a dividend. And once you understand how […]
The stock market is like any other business - it’s only open during certain times of the day. That’s right - stocks have business hours. These hours determine when you can buy and sell shares of public companies. Knowing what time the stock market opens - and closes - is one of the very first […]
